November 4, 2026

Group Life & Disability Insurance Benefits for Employees

Standard Insurance Company is the group life and disability insurance provider for the District of Columbia Government. 

Contact

• Standard Insurance Company Customer Contact Center:
• Phone: 888.937.4783
• Fax: 888.878.3686
• https://www.standard.com/mybenefits/dc/index.html
• Download The Standard Life Insurance Claim Packet
• Onsite Specialist: 
  • Tania Peterson
  • Email: [email protected]
  • Phone: 971.321.3677

DC Employee Group Life Insurance (Employees Hired on or After October 1, 1987)

Term life insurance provides coverage equal to an employee's annual salary rounded to the next thousand, plus an additional $2,000. The cost of the monthly premium is shared with the District. You pay two-thirds of the total cost and the government pays one-third. Additional life insurance levels are available for employees and their dependents at low cost.

Optional life insurance is available at a low cost for employees and their dependents, but employees pay 100 percent of the cost of optional life insurance.

Please Note: Dependents up to age 21 (age 24 for students) may be eligible for Life Insurance Option C coverage. Please see Dependent Eligibility Verification for more information.

To carry newly-elected life insurance coverage into retirement, new coverage must be in effect for the five years of service immediately preceding the retirement date or the entire period of service during which coverage was available (if this period is less than five years).

Group Life Insurance Rates

Basic Coverage Biweekly Rates

•     $0.065 per $1,000 of coverage

Option A: "Standard"
Biweekly Rates Per $10,000 Coverage

Option B: "Additional"
Biweekly Rates Per $1,000 Coverage

Option C: "Family" Biweekly Rates

*The amount of Dependent Life Insurance may not exceed 50% of the amount of your total Life Insurance (Basic, Options A & B).

For more information visit: https://dchr.dc.gov/page/employee-insurance 

Federal Employee Group Life Insurance (Employees Hired Before October 1, 1987)

Employees hired before October 1, 1987, are eligible for Federal Employees' Group Life Insurance (FEGLI) that the US Office of Personnel Management administers. Term life insurance provides coverage equal to an employee's annual salary rounded to the next thousand, plus an additional $2,000.The cost of your monthly premium is shared with the District. You pay two-thirds of the total cost and the District pays one-third. Additional life insurance levels are available for employees and their dependents at a low cost.

Option A Standard

The Option A life insurance amount is $10,000. The cost of Option A insurance depends on your age, in five-year age brackets. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday.

Option B Additional (Number of Multiples = 5)

You may elect Option B life insurance in an amount equal to one, two, three, four, or five times your annual basic pay (after rounding up to the next $1,000). The cost of Option B insurance depends on your age, in five-year age brackets. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday.

Option C Family (Number of Multiples = 5)

Option C provides life insurance for your spouse and eligible dependent children. When you elect Option C coverage, all of your eligible family members are automatically covered. You may choose one, two, three, four, or five multiples of coverage. Each multiple is equal to $5,000.00 for your spouse, and $2,500.00 for each of your eligible children. You, as the insured enrollee, receive the life insurance payment when an eligible family member dies.

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